Wednesday, 15 January 2014

It's A Hard Knock Life...

With the slightly misleading title - I'm hoping you're all singing along with Annie right now - I have decided to put myself on a 100 day spending ban. It will start on January 20th and end on April 30th, meaning that I can go about spending like a mad woman in May. Not really, of course, but I could. 


Taken from here, edited by me.
Wow, I'm all over the place with dodgy film references, aren't I? Now, let's get down to it. Why am I going on a spending ban, you ask? Well, it's quite simple really. I am a simple creature, and more often than not can be swayed by a bargain. Is it really a bargain? Should I really spend an extra £5 to get £3 worth of bonus points? No, not really. Since working in Boots, I have bought something I didn't need on every lunch break. I'm lucky I only get one break during my shift, as I dread to think how much I might buy with an extra 15 minutes of spending time...

When starting work, my plan was to put all of my wages into savings, and instead I have bought a ridiculous amount of things I don't need or even use that often. Yes, I have every colour of nail varnish under the sun, but I now own at least three duplicates. I buy matte nail polishes in shades I already own, despite the fact that I own a matte top coat - so I could create this effect myself. It's silly, really.

Of course, I can't blame working for all my unnecessary spending. I spend a ridiculous amount of money on snacks or treats whilst commuting to university, and I buy hot chocolates or flat whites like there's no tomorrow. I have a travel mug, so really I could just take that in, but no. Spending over £2 for tea is easier, and from next week it will stop.

I decided to start my little spending ban on January 20th simply because it's a Monday, and it means I get a nice clean finish in 100 days time. I thought it might be a bit untidy for my mind to start it on a Wednesday and finish on April 25th. Any excuse, right?

There are things I need to buy, such as train tickets and I'll need to renew my bus pass in February, and of course if I run out of deodorant I'll buy a new one. But no more buying things I don't need to bump up a price or meet an offer, and no more buying overpriced crap from train stations. I'll either take my own hot drinks or bottles of water, and make my own lunches. I'm also going up North in February, so I'd like to be able to spend some money on days out or something, but there are ways to have fun for free and I'd like to explore all the options. (I'm so sure I'll regret this as I really, really miss the madness that is the Metrocentre and would love a spending spree in the Disney store there but oh, well!)

If you've got any good tips for me, please leave them below! 
This is something I really can't afford to quit halfway through.


Chelsea xo

14 comments

  1. Coming from experience here (had to do this for about two years to save a deposit) it it SATISFYING when you reach the end and you have loads of money! You can do it ;) I know you can xx

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    1. Two years?! Eeek! I'm glad you've got faith in me hehe :) xx

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  2. I've been thinking about doing this but I don't know if I can do it! I may start with a 30 day spending ban and see what happens?x

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    1. Why didn't I think of a 30 day spending ban?! I'm such an idiot! x

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  3. Hats off to you, I'd find this hard. I have an awful habit of visiting ASOS every pay day!

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    1. I have done so much browsing, I'm driving myself mad!

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  4. I'm on a bit of a ban myself but I've added a treat for myself once a month. I think I may have broke it a bit though lol. That Annie song isn't leaving my head now haha, xoxo.

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    1. Ooh that's a good idea, although I feel like I'd probably give myself a few treats on a regular basis haha xxx

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  5. Very sensible of you, I've started to put money aside too but can't help purchase little pretty things. Lots of luck, be well worth the sense of achievement and at the end of it- shopping!!!

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    1. That's keeping me going! I've picked the worst time to do it as we have loads of little trips planned, silly Chelsea!

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  6. Hehe, I wrote about ways to save money last week - http://onetenzeroseven.com/blog/2014/01/15/seven-ways-to-save-money-in-january/

    Good luck! I think the less you think about it (avoiding going in to shops, passing Starbucks etc) the easier it becomes.

    Sophie | Onetenzeroseven

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    1. thank you! Hopefully it will help. I'm trying to avoid as much as possible but I work in Boots and their 3 for £1 caramel egg deal is going to make me bankrupt!

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I love hearing your comments, but if you've got a questions you could always ask me on twitter for a speedier response - @Chelsealiml

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